Charlevoix Chrysler Dodge Jeep Ram

Finance

Finance Center

Finance Center

The Charlevoix Chrysler Dodge Jeep Ram finance center is focused on ensuring that your experience with our dealership is great. Our friendly finance managers work with people from all over, including Charlevoix, Petoskey, and East Jordan, Michigan, to ensure our customers get the right finance or lease program at competitive rates.

When you find a vehicle you love, whether it’s the Dodge Charger or the Jeep Wrangler, our team strives to help you take it home.

Our CDJR Finance Center

Our finance team has a plethora of experience helping drivers get behind the wheel, whether they want to purchase or lease their next ride. We work with drivers across the financial spectrum and do our best to ensure you completely understand your loan or lease.

Our finance center has a few tools and resources, vehicle protection plans, finance offers, and lease deals, which you can learn more about on this page. If you have questions, our team is a phone call or message away.

CDJR Financing Tools and Resources

Our finance center has developed a few tools and resources to help drivers prepare for their lease or purchase. These tools can help you with your budget and allow you to learn more about your options.

The Payment Calculator is an online tool that allows you to explore monthly payment options for a specific vehicle you’re interested in. Begin with the vehicle price and input your down payment amount and an ideal loan length to view monthly payment estimates.

Do you have a vehicle you’d like to sell or trade in with the purchase or lease of your next ride? The Edmund’s Trade-In tool can inform you of your vehicle’s current worth on the market. You’ll need a bit of information about your car to begin, such as the VIN, make/model, and mileage. In a few minutes, you’ll know how much your car is worth with no commitment to sell.

Are you ready to apply for financing while at home? You can do this through our online Finance Application. Fill it out, and our team will let you know if you’re pre-approved before your test drive. Our online finance application saves you time and gives you a clearer idea of your budget before a visit.

CDJR Vehicle Protection Plans

Our finance center does more than just help you finance or lease your next ride. We also offer protection plans for your vehicles. These protection plans go beyond the manufacturer’s warranty and help give you peace of mind while on the road. Some of the protection plans we offer include the following:

  • Road Hazard and Wheel Plan
  • Environmental Protection Plan
  • Lease Wear and Use Plan

The Road Hazard and Wheel protection plan protects from various road hazards, including broken glass, nails, and other debris. You will also have access to emergency roadside assistance.

The Environmental Protection Plan helps your vehicle withstand what the outdoors might throw at it. A protective sealant is added to your vehicle’s exterior, which helps it continue to look new. Your vehicle's interior leather or fabric will also be protected from food, makeup, and pet stains.

The Lease Wear and Use Plan helps cover some potential repair costs that may be incurred at the end of your lease. This can include fabric stains, paint chips, and exterior scratches.

CDJR Lease Deals and Financing Offers

Our finance center occasionally has finance offers and lease deals available to help drivers get behind the wheel. These specials help drivers save a bit of money and offer another way for our finance team to lend a hand.

These lease deals and financing offers are available for both new and used cars, although they will often specify a particular model, trim level, or interest rate. If you’re unsure if one of our lease deals or finance offers works for your purchase or lease, our finance team can help. We will review your options and let you know.

Our deals and offers do change occasionally, so if you don’t see one right now, be sure to check back again soon!

Buying vs Leasing

Buying and leasing are both great options. The right choice for you may depend upon your personal lifestyle and needs.

When you purchase a vehicle, you own the car. Many people are likely to take out a loan to complete a vehicle purchase, and at the end of the loan, you receive the title of your car, proving ownership.

Vehicle ownership gives you the most flexibility in terms of what you do with your car. You can choose where to service it, how often to drive it, and even customize it. Drivers can also choose to sell their vehicle once they’re ready to move on. The money you make off your vehicle can go toward your next car or toward other bills you may have.

Leasing is similar to a long-term rental. You drive the vehicle for, on average, two or three years and return it to the dealership when your lease is finished. Generally, leases have lower monthly payments, which allow drivers to select additional features they want in their rides.

If you love variety in your life, leasing allows you to have it. You can try out several new vehicles over the course of your leases and, along with them, the latest technology that comes out.

The end of the leasing process is simple too. You return the vehicle and move on. There is no need to sell or coordinate test drives. Just return it to the dealership.

Visit Our CDDJR Finance Center in Charlevoix, MI, Today

Are you ready to begin the financing or leasing process at Charlevoix CDJR? Our team is available to answer any questions drivers around Charlevoix, Petoskey, and East Jordan, MI, have and help them through the financing or leasing journey.

You can schedule an appointment with a member of our finance team, swing by for a visit, or even apply for financing online through our online application. Your next vehicle is closer than you think!

How's Your Credit?

The Charlevoix Chrysler Dodge Jeep Ram loan process can help you find the best interest rate for your next vehicle purchase.

Try our FREE credit application today!

Great New Vehicle APR!*

Competitive Used Vehicle Rates*

We have hundreds of new and used Group vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.

Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!

Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Group vehicles currently available for immediate delivery.

Are you new to this country? Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.

To get started, fill out our FREE credit application online.

Once the application is completed, the Charlevoix Chrysler Dodge Jeep Ram finance team will put together a loan package that is tailored specifically for you.


Online Credit Application

Fill out our online credit application and get pre-approved for your next vehicle.

Get Pre-Approved

Our Financial Services Include:

  • Competitive rates direct from the manufacturer and local Michigan banks
  • Quick approvals
  • Value-added services to protect your vehicle investment
  • Extended warranty programs
  • And many more finance programs to fit your needs

We are always happy to answer your questions so please don't hesitate to contact us today!